Superannuation and SMSF Advice Melbourne
✓ Trusted Superannuation Financial Advisors
✓ Personalised Superannuation & SMSF Strategies
✓ Transparent, Commission-Free Guidance
Why Choose Progressive Financial Solutions?
At Progressive Financial Solutions, we understand that your superannuation is key to a secure retirement. Our superannuation financial advisors in Melbourne offer expert advice and customised strategies to optimise your super and maximise your retirement savings. Whether you’re looking for Self Managed Super Fund (SMSF) advice or need help with a traditional super fund, our team is here to guide you every step of the way.
We help you articulate your superannuation goals, review your current funds, and ensure your investments align with your risk tolerance for maximum returns. With our expertise, we create personalised strategies to grow your super, minimise fees, and set you on the path to a secure financial future.
Our Process
See what your journey with us will look like.
Managing your superannuation or SMSF is an ongoing journey. Our structured five-step process ensures your super is optimised to achieve the highest returns with the least risk.
At Progressive Financial Solutions, our superannuation financial planners provide clarity, reassurance, and practical advice that evolves with your needs.
1. Consultation
An obligation-free first meeting to understand your goals, financial position, and risk tolerance.
2. Superannuation & SMSF Review
A detailed review of your current super or SMSF, focusing on fees, investments, performance, and contribution structure.
3. Strategy Development & Recommendations
Personalised strategies to maximise your super or SMSF growth, aligned with your financial goals.
4. Implementation
Putting your superannuation strategy advice into action.
5. Monitor & Review
Regular reviews and adjustments to ensure your super or SMSF stays on track with your evolving goals.
What We Can Do For You
- Optimise and help grow your superannuation and SMSF
- Build a superannation and SMSF investment strategy
- Advise on tax-efficient contributions
- Assist with SMSF setup and management
Our Superannuation & SMSF Solutions
Superannuation is about securing your financial future. Our Melbourne-based advisors work with you to create strategies tailored to your goals.
Superannuation & SMSF Strategy Development
Tailored strategies to grow your superannuation or SMSF with a focus on investments and tax efficiency.
Superannuation & SMSF Advice
Expert advice on managing your super, minimising fees, and ensuring you’re invested appropriately for maximum returns.
Tax-Efficient Contributions
Guidance on salary sacrifice, concessional contributions, and other strategies to reduce your tax impact while growing your super.
SMSF Setup & Management
Support with setting up and managing your SMSF, including tailored investment options like shares, property, and managed funds.
Ongoing Superannuation & SMSF Reviews
Regular reviews to ensure your super or SMSF continues to align with your financial goals and market conditions.
Hear What Our Clients In Melbourne Have To Say
Meet our team
Our team of licensed and accredited financial advisors in Melbourne are here to help you make the most of your superannuation or self-managed super fund. With the right guidance, planning your financial future can feel clear and achievable.
Joe Formica
Principal Adviser
Joe Formica
Principal Adviser
Paul Formica
Financial Adviser
Paul Formica
Financial Adviser
Cherrinee Lee
Practice Manager
Cherrinee Lee
Practice Manager
Jessica Pritchard
Associate Adviser
Jessica Pritchard
Associate Adviser
Mary Efsthatiou
Administration Assistant
Mary Efsthatiou
Administration Assistant
Explore Our Superannuation and SMSF Insights
Frequently Asked Questions
How do you charge for your services?
We don’t take ongoing commissions, and there are no hidden costs. Our fees are transparent and based on the level of advice you need. During your initial consultation, we’ll clearly outline the costs involved, ensuring there are no surprises before you proceed.
What are the most common mistakes people make with superannuation planning?
Common mistakes include underestimating the impact of fees, not reviewing super investments regularly, failing to increase contributions, and not considering tax-effective strategies. It’s important to plan early and regularly assess your strategy. To find out more about securing your financial future, speak to one of our advisors or read our Superannuation and Pension Guide.
What can I expect from the first consultation?
Your first consultation is a chance for us to get to know you and understand your financial goals. We’ll review your current superannuation or SMSF setup, discuss your retirement objectives, and explain how our process works. We’ll also provide a breakdown of potential costs, so you have a clear understanding from the start.
What is Superannuation?
Superannuation is Australia’s mandatory retirement savings system. Employers contribute a percentage of your income into a super fund, which is invested to grow over time. The money is yours and can usually be accessed once you reach retirement age. Super helps build long-term financial security by supplementing your income in retirement.
For a detailed breakdown, check out our Superannuation and Pension Guide.
What is a Self-Managed Super Fund (SMSF)?
An SMSF (Self-Managed Super Fund) is a private super fund where members manage their own retirement savings and investments. As trustees, they make all decisions and must follow strict legal and tax rules. SMSFs offer more control and investment choice, but require time, financial knowledge, and careful compliance.
How do I know I’m getting advice I can trust?
At Progressive Financial Solutions, we believe trust should be earned, not assumed. Our team holds multiple respected industry accreditations, including:
• FAAA Membership (Financial Advice Association Australia)
• Accredited SMSF Association Specialists
• Centrepoint Alliance Member
• Certified Financial Planner (CFP) status
These credentials reflect our commitment to ethical, transparent, and client-first financial advice. We’re also fully commission-free, so our recommendations are always based on what’s best for you, not on sales incentives.
Ready to make the most of your super?
Whether you’re setting up an SMSF or want to understand your options, our team can help.
Contact Us
Call: 03 9600 9052
Email: enquiries@progressivefs.com.au
Office: Suite 28 / 2 Enterprise Drive, Bundoora, Melbourne VIC 3083
Opening Hours
Mon–Fri: 9:00 AM – 5:00 PM
Sat–Sun: Closed