High Net-Worth Wealth Management Melbourne
✓ Independent High-Net-Worth Financial Advisers
✓ Personalised Wealth Strategies for Complex Portfolios
✓ Transparent, Commission-Free Guidance
Why Choose Progressive Financial Solutions?
At Progressive Financial Solutions, we understand that significant wealth demands more than a standard financial plan. Our high-net-worth financial advisers in Melbourne offer expert wealth management, independent advice and customised strategies to protect and grow your wealth, ensuring it endures for generations to come. Whether you need help with investment management, tax-effective structuring, or long-term legacy planning, our team is here to guide you every step of the way.
From articulating your financial goals to reviewing your current position and building strategies aligned with your values and risk tolerance, we take care of the full picture. We coordinate every element of your wealth, including investments, superannuation, estate planning, and tax, so nothing is left to chance.
Our Process
Managing significant wealth requires considerable oversight. Our five-step process builds, implements and refines your strategy, delivering clarity and confidence at every stage.
At Progressive Financial Solutions, our high-net-worth financial advisers provide clarity, reassurance, and proactive advice that evolves with your needs.
1. Consultation
An obligation-free conversation to understand your goals, financial position, current assets, and risk tolerance.
2. Comprehensive Wealth Review
Your investments, superannuation, tax structures, and estate planning are all examined in detail to uncover gaps, risks, and opportunities.
3. Strategy Development and Recommendations
We develop personalised, holistic wealth management strategies aligned to your goals, risk profile, and long-term vision.
4. Implementation
Your strategy is put into action with care and precision, including full coordination with your accountant and legal advisers where needed.
5. Ongoing Portfolio Management and Reviews
Ongoing active management of your investment portfolio and regular reviews to ensure your wealth management plan stays relevant and on track.
What We Can Do For You
- Structure and protect your assets
- Build a personalised investment strategy
- Advise on tax-effective wealth structuring
- Coordinate estate and legacy planning
- Assist with SMSF setup and management
Our High-Net-Worth Wealth Management Solutions
High-net-worth wealth management is about far more than investing. Our Melbourne-based advisers work with you to build a comprehensive, coordinated strategy around your complete financial picture.
Asset Protection and Structuring
Advising on the right ownership structures, including trusts, companies, and SMSFs, to protect and position your assets effectively.
Investment Advice and Portfolio Customisation
Building and managing tailored investment portfolios focused on wealth protection, cash flow, and long-term capital growth.
Intergenerational and Legacy Planning
Putting the right structures in place to minimise tax, protect family assets, and transfer your wealth smoothly to the next generation.
Holistic Wealth Management
Coordinating your investments, superannuation, insurance, tax, and estate plan so every element of your financial life works together.
Tax-Effective Planning
Identifying opportunities to legally reduce your tax liability through smart contribution strategies, ownership structures, and investment decisions.
Financial Administration
Managing the administrative side of your financial life, including platforms, investments, and coordination with your accountant and solicitor.
Philanthropy
Structuring charitable giving to reflect your values and integrate naturally with your broader wealth and legacy plan.
Hear What Our Clients In Melbourne Have To Say
Meet our team
Our experienced financial advisors in Melbourne work with you to create a thoughtful, structured estate plan. From managing assets to planning for future generations, we help ensure your wishes are clear and your legacy is protected.
Joe Formica
Principal Adviser
Joe Formica
Principal Adviser
Paul Formica
Financial Adviser
Paul Formica
Financial Adviser
Cherrinee Lee
Practice Manager
Cherrinee Lee
Practice Manager
Jessica Pritchard
Associate Adviser
Jessica Pritchard
Associate Adviser
Mary Efsthatiou
Administration Assistant
Mary Efsthatiou
Administration Assistant
Explore Our Wealth Management Insights
Frequently Asked Questions
What is considered high net worth in wealth management?
In Australia, a high-net-worth individual is generally someone with investable assets of $1 million or more, excluding their primary residence. Those with net assets of $2.5 million or gross income of $250,000 per year for two consecutive years may also qualify as a sophisticated investor under the Corporations Act 2001.
To find out whether our high-net-worth wealth management services are right for you, book an obligation-free consultation with one of our advisers.
Can you coordinate with my accountant and lawyer?
Yes, and we actively encourage it. Effective wealth management at this level requires collaboration across financial, tax, and legal disciplines. Our advisers regularly work alongside your existing accountant, solicitor, and other professional advisers to keep your strategy cohesive and well-coordinated. If you don’t yet have those relationships in place, we are happy to help connect you with trusted professionals.
Do you help with estate and retirement planning, and/or superannuation and SMSF?
Absolutely. Estate planning, retirement strategy, and superannuation, including self-managed super fund (SMSF) advice and management, are core components of what we do. We are a firm of SMSF Specialists and have extensive experience guiding high-net-worth clients through major life transitions.
What types of assets can be managed in a wealth management portfolio?
A well-structured wealth management portfolio can span a wide range of asset classes, including Australian and international shares, managed funds, ETFs, fixed income, direct property, private equity, alternative investments, cash and term deposits, and superannuation, including SMSFs.
To find out more, request a consultation with our team.
Ready to put a plan in place?
Whether you’re a high net-worth individual looking for wealth management, or someone looking to diversify your investment portfolio, we’re here to help.
Contact Us
Call: 03 9600 9052
Email: enquiries@progressivefs.com.au
Office: Suite 28 / 2 Enterprise Drive, Bundoora, Melbourne VIC 3083
Opening Hours
Mon–Fri: 9:00 AM – 5:00 PM
Sat–Sun: Closed