Investment Advice Melbourne
✓ Independent Melbourne-based financial investment advisors
✓ Tailored portfolio construction
✓ CFP®, FAAA membership, SMSF Specialist recognition
✓ Ongoing portfolio and wealth management
Why Choose Progressive Financial Solutions?
Many people come to investment advisors in Melbourne feeling unsure about where to start, overwhelmed by market noise or frustrated by advice that feels product-driven. Good investment advice should cut through that. It should give you clarity, help you understand your options, and give you a plan you can rely on, not a list of generic recommendations.
At Progressive Financial Solutions, we take the time to understand your goals, your comfort with risk and your broader financial position. From there, we build a diversified investment strategy, consider the right structure for tax and estate planning purposes, and guide you through each decision. Everything is tailored, transparent and shaped around your long-term financial wellbeing.
Our Process
Investing is a long-term journey. Our five-step approach gives clarity and confidence at every stage.
1. Consultation
An obligation-free first meeting to understand your goals, timeframe and investment preferences.
2. Risk Assessment & Goal Setting
We review your financial position and help you identify growth, income and lifestyle goals. Your risk profile guides how we structure your portfolio.
3. Asset Allocation and Portfolio Construction
We design an investment portfolio that aligns to your risk profile. We utilise asset classes including equities, fixed income, alternatives and other opportunities to build out a portfolio that fits your financial position.
4. Implementation
We put your investment plan into action, using the most suitable mix of direct investments, managed accounts or managed funds.
5. Ongoing Review & Adjustments
Markets change, and so do your circumstances. We provide regular reviews, performance updates and strategic adjustments to keep your plan on track.
What We Can Do For You
- Build a personalised investment strategy
- Determine your risk profile and investment objectives
- Create a diversified asset allocation tailored to you
- Provide guidance on investment structures
- Review and manage your portfolio over time
- Align your investment plan with superannuation and retirement goals
- Provide SMSF-aligned investment advice where relevant
- Ensure your investments support broader estate and tax planning outcomes
Our Investment Financial Planning Services
Superannuation is about securing your financial future. Our Melbourne-based advisors work with you to create strategies tailored to your goals.
Investment Strategy & Goal Setting
We help you define what you’re investing for, whether it’s wealth creation, retirement, income, family goals or long-term security. Then we build a strategy that matches your timeframe and comfort with risk.
Risk Profiling
Your risk profile is central to your investment plan. We consider your experience with markets, appetite for growth vs income, response to market volatility, inflation expectations, and investment horizon. This informs how we allocate your investments across asset classes.
Portfolio Construction & Asset Allocation
We design portfolios based on long-term return expectations and your personal goals. Over time, we adjust tactical weightings based on market positioning, the economic cycle, inflation expectations and currency movements.
Investment Structures
How your investments are held can impact tax, flexibility and estate outcomes. We help you assess whether investments should sit in your personal name, joint names, a family trust, a company structure, superannuation or SMSF. We explain the pros and cons of each so you can make informed decisions.
Portfolio Solutions
We offer a range of investment approaches tailored to your goals, whether you prefer direct Australian shares, diversified model portfolios, or professionally managed SMA portfolios for greater transparency and control.
Hear What Our Clients In Melbourne Have To Say
Meet our team
Our team of experienced investment and financial planning specialists help you understand your options and build a strategy that aligns with your long-term goals. With expert guidance and clear advice, managing your investments becomes more structured, purposeful, and easier to move forward with.
Joe Formica
Principal Adviser
Joe Formica
Principal Adviser
Paul Formica
Financial Adviser
Paul Formica
Financial Adviser
Cherrinee Lee
Practice Manager
Cherrinee Lee
Practice Manager
Jessica Pritchard
Associate Adviser
Jessica Pritchard
Associate Adviser
Mary Efsthatiou
Administration Assistant
Mary Efsthatiou
Administration Assistant
Explore Our Investment Advice and Insights
Frequently Asked Questions
How does investment advice differ from choosing individual shares?
Investment advice looks at your whole financial picture, goals, risk tolerance, tax position and long-term strategy, not just selecting individual investments.
Do you provide independent investment advice?
Yes. Our advice is transparent, tailored and free from commissions. We recommend strategies based on what suits your goals, not product providers.
How often do you review my portfolio?
We provide regular reviews and can meet more frequently if circumstances or markets change.
Can you help me choose the right investment structure?
Yes. We assess the benefits of holding investments in your name, jointly, through a trust, company, superannuation or SMSF.
Do you offer investment advice for SMSFs?
We can help SMSF trustees with an investment strategy and investment alignment where relevant.
What investment options do you typically recommend?
This depends on your goals and risk profile. Investment options include direct shares, ETFs, managed funds, managed accounts and alternatives.
Is investment advice suitable for new investors?
Absolutely. We help first-time investors, experienced investors and those preparing for retirement build clear, structured plans.
Ready to Start Investing with Confidence?
Whether you’re beginning your wealth journey or refining an existing plan, our Melbourne investment advisors are here to guide you.
Contact Us
Call: 03 9600 9052
Email: enquiries@progressivefs.com.au
Office: Suite 28 / 2 Enterprise Drive, Bundoora, Melbourne VIC 3083
Opening Hours
Mon–Fri: 9:00 AM – 5:00 PM
Sat–Sun: Closed