Retirement Planning Advice Melbourne
✓ Trusted retirement financial advisors
✓ Personalised planning for your lifestyle
✓ Transparent, commission-free guidance
Why Choose Progressive Financial Solutions?
At Progressive Financial Solutions, we strive to provide ultra-personalised advice for retirement planning that helps you take contol of your financial future.
As fully licensed and accredited financial advisors (CFP®, FAAA, and SMSF Specialists), we review your financial position and use our expertise to create a strategy that helps grow your retirement funds in the lead-up to retirement. Once retired, we focus on preserving and managing your nest egg so your finances continue to support the lifestyle you’ve envisioned.
Our Retirement Planning Process
See what your journey with us will look like.
At Progressive Financial Solutions, our retirement advisors provide structure, reassurance, and practical advice that adapts alongside your goals.
Retirement planning is an ongoing journey, not a singular event. Our structured five-step process provides you with clarity and confidence at every step.
1. Consultation
An obligation-free first meeting to learn about your goals and circumstances.
2. Financial Assessment
A detailed review of your income, expenses, assets, liabilities, and superannuation.
3. Strategy Development & Recommendations
Ultra personalised financial strategies that align to your goals and objectives.
4. Implementation
Putting your strategy into action. .
5. Monitor & Review
Ongoing reviews of your cashflow and asset position to keep your retirement plan on track.
What We Can Do For You
- Help you articulate your retirement goals
- Advise on structures including investments, superannuation and entities
- Provide guidance to minimise tax and maximise income
- Help you manage cash flow with confidence
Our Retirement Planning Solutions
Retirement is about achieving the lifestyle you’ve worked hard for. Our Melbourne-based financial advisors provide retirement planning focused on your needs and goals. We help with:
Financial Review & Goal Setting:
Assess your financial position and define your desired retirement age, lifestyle, and income needs.
Strategy Development:
Design a plan around your goals for savings, investments, tax, and superannuation.
Investment & Superannuation:
Independent investment and superannuation advice to diversify your portfolio.
Income & Cash Flow Planning:
Advice on sustainable withdrawal plans and options to maximise Centrelink or pension entitlements.
Estate Planning:
Estate planning to protect your legacy.
Ongoing Reviews & Support:
Regular reviews of your investment strategy and ongoing advice to keep your retirement plan on track.
Hear What Our Clients In Melbourne Have To Say
Meet our team
Joe Formica
Principal Advisor
Paul Formica
Provisional Financial Advisor
Cherrinee Lee
Practice Manager
Jessica Pritchard
Client Service Officer
Mary Efsthatiou
Administration Assistant
Explore Our Financial Insights and Advice
Frequently Asked Questions
How do you charge for your services?
We don’t take ongoing commissions, and there are no hidden costs. Instead, our fees are transparent and personalised to the level of advice you need. In your initial consultation, we’ll provide a clear outline of any costs before you decide to proceed, so you know exactly where you stand.
What can I expect from the first consultation?
Your first consultation is a chance to talk through your goals and any concerns you have about retirement. We’ll review your current financial position, explain how our process works, and outline potential costs up front.
What are the most common mistakes people make with retirement planning?
Common issues include underestimating future living expenses, delaying super contributions, overlooking aged care and healthcare costs, and leaving estate planning too late.
If you’d like to explore these areas in more depth, our Superannuation and Pension Guide, Aged Care Guide, and Estate Planning Guide provide helpful overviews.
What happens if I feel behind on my retirement savings?
It’s never too late to take action. Even if your superannuation or investments aren’t where you’d like them to be, there are strategies to catch up, restructure your portfolio, and improve your retirement income.
Take the First Step Toward a Confident Retirement
It’s never too early or too late to start planning your future. Book your obligation-free consultation today and see how we can help you achieve your financial goals.
Contact Us
Call: 03 9600 9052
Email: enquiries@progressivefs.com.au
Office: Suite 28 / 2 Enterprise Drive, Bundoora VIC 3083
Opening Hours
Mon–Fri: 9:00 AM – 5:00 PM
Sat–Sun: Closed